Irish Medical Organisation

IMO Financial Services has been serving the needs of IMO members for over 25 years and has tailored its products and services specifically to the needs of doctors. 

Mortgage Options

First Time Buyers and Trading up
We understand the pressure on first time buyers. Our team has vast experience in this area and will offer you the best advice and personal service. Your first home is one of the most important purchases you will make and can be a daunting prospect. Our dedicated advisers will guide you through the process.

Top Ups

A mortgage top-up can also release equity for other options when your home has increased in value.

Switching Mortgage

You may be over-paying on your mortgage, allow IMO FS to help you switch mortgage and make substantial savings. Switching mortgage can be for a variety of reasons. Most people switch because it will work out cheaper for them.


When you are thinking of buying, IMOFS dedicated advisers will guide you through the whole process.

  • Talk with an IMO FS dedicated adviser
  • Fill out your mortgage application
  • Arrange a valuation 
  • Get your letter of offer from the lender
  • Make an offer on the property
  • IMO FS will help you arrange mortgage protection
  • Your solicitor completes the legal work
  • Complete the sale

Mortgage Protection / Property Insurance

Mortgage Protection is an insurance policy which pays out the amount of a mortgage, generally to the provider, in the event of death of the policyholder. As the mortgage amount decreases over time, so does the mortgage protection amount. The amount you pay each month is fixed for the term of the mortgage.

IMO FS is a one stop shop for organising mortgage protection and all protection products.


"I would like to say a big thank you once again for all the wonderful work you did with us from beginning to this moment. You were just fantastic and we don’t really have enough words to express our gratitude to you. Thanks a million times"

NCHD, Mullingar


“IMO Financial Services has been working with my husband and I over the past few months on a mortgage application and life assurance, etc. I just wanted to let you know that IMO FS’ mortgage financial adviser is wonderful to work with and very talented in his field. He is all you could ask for in a financial adviser- hardworking, knowledgeable, client centred and goes the extra mile. There has been no obstacle in our case that he could not overcome! He is also available to answer any ridiculous query or to put our minds at rest at pretty much any time and has certainly saved me a lot of stress over the past year or so!  I would highly recommend him to anyone looking for a good financial adviser. I don't know how we would have got through the mortgage process so far without him and now that we are nearing completion I am confident that it will all go well because I know that anything that crops up, he will sort it as he always has in the past. He is lovely to work with and always in good form- even when I have to ring him after five because of work!”

Doctor, Co Galway



“I don’t know where to start when explaining how fantastic Phil was. From the very first day we met him, he completely put us at ease about the mortgage application. He was so accommodating when it came to arranging meetings with regard to time, place or duration and nothing was ever a problem, no matter how stupid the question or difficult the request. Throughout the whole process, he went way above and beyond and really made things as easy as possible. We always felt he was doing everything he could to help things along on our behalf. He was always so responsive, well beyond what we could have expected, answering emails at all hours of night or day, weekends, even when he was supposed to be on leave! He’s a credit to the organisation and I’ve already recommended IMO Financial Services to a number of colleague on the basis of our experience.”

NCHD, Carlow



"We recently switched our mortgage provider following sound advice from IMO Financial Services.  Our broker was excellent.  He was able to guide us through the process from start to finish and took care of most of the paperwork.  His expertise and knowledge meant a fairly seamless switch for us, with little effort on our part, and we are now saving 300 euro a month.  He also provided advice on life assurance and other policies.  Absolutely delighted with the service and will be using them from now on for any financial advice! "

Consultant, Dublin

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