The scheme protects you by providing you and your family with an alternative source of income should disability prevent you from working.
Individual doctors may propose for cover – the only stipulation being that you are under 55 and join the scheme after 31st December 2008. Entry may be subject to underwriting.
Benefits cease on recovery, return to work, death or 65th birthday,
Cover will automatically increase by 5% each year. The premium will also increase by 5% annually.
50% of benefit is paid after 26 weeks of continuous disability. After a further 26 weeks, 100% of benefit is paid.
You are eligible for tax relief on the premiums paid at your highest rate
Contact one of our dedicated financial advisors for more information
Sign up online and start reaping the benefits of membership.
Have a question? Please get in touch with us and we will be happy to answer.
Make an Appointment with a Pension Advisor