Mortgages

IMO Financial Services has been serving the needs of IMO members for nearly 18 years and has tailored its products and services specifically to the needs of doctors.

With dedicated advisors for each specialty group, you can expect one to one service every time along with special offers and an understanding of your specific requirements.
 

• Exclusive to doctors
• Access to a wide range of lenders and providers
• Dedicated sales people
• Save time we’ll come to you
• Access to special offers
• Hassle free application

First Time Buyers and Trading up
We understand the pressure on first time buyers. Our team has vast experience in this area and will offer you the best advice and personal service. Your first home is one of the most important purchases you will make and can be a daunting prospect. Our independent dedicated advisors will guide you through the process.

A mortgage top-up can also release equity for other options when your home has increased in value.

You may be over-paying on your mortgage, allow IMO FS to help you switch mortgage and make substantial savings. Switching mortgage can be for a variety of reasons. Most people switch because it will work out cheaper for them.

75% - 80% loans available for other commercial opportunities.

We can help you buy your first investment property or expand an existing property portfolio.

Checklist

When you are thinking of buying, IMOFS dedicated advisors will guide you through the whole process.

• Talk with an IMO FS dedicated advisor
• Make an offer on the property
• Fill out your mortgage application
• Arrange a valuation (free with IMO FS)
• Get your letter of offer from the lender
• IMO FS will help you arrange mortgage protection
• Your solicitor completes the legal work
• Complete the sale
   

Mortgage Protection is an insurance policy which pays out the amount of a mortgage, generally to the provider, in the event of death of the policyholder. As the mortgage amount decreases over time, so does the mortgage protection amount. IMO FS is a one stop shop for organising mortgage protection and all protection products. We can also arrange property insurance if required.