Group Income Protection Scheme

What does the scheme do?

The scheme protects you by providing you and your family with an alternative source of income should disability prevent you from working.

Who can join?

Individual doctors may propose for cover – the only stipulation being that you are under 55 and join the scheme after 31st December 2008. Entry may be subject to underwriting.

Benefits cease on recovery, return to work, death or 65th birthday,

Benefit indexation

Cover will automatically increase by 5% each year. The premium will also increase by 5% annually.

Deferred period

50% of benefit is paid after 26 weeks of continuous disability. After a further 26 weeks, 100% of benefit is paid.

Tax Relief

You are eligible for tax relief on the premiums paid at your highest rate

Contact one of our dedicated financial advisors for more information


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